Madison Portfolio Management™
Madison
Portfolio Management™ is a comprehensive set of tools, analytics
and reports for the risk management and administration of commercial loan
portfolios, with an emphasis on the unique requirements of commercial real
estate loans. The highly flexible and robust System will help you increase
the efficiency and effectiveness of the entire process. The many features
of the Portfolio Management module listed below provide unprecedented ease
of use.
This remarkable system enhances risk management with many important embedded analytics such as portfolio stress tests, mark-to-market analysis, and loan migration analysis. You can quickly identify your exposure to tenants and borrowers with the click of a mouse button. And all the System's features can be focused on the total portfolio or sub portfolios such as the on-book portfolio, purchased loans, warehouse loans, or other sub-portfolios that clients define.
Portfolio administration is made easier with the extensive and flexible tickler system that will remind you when financial statements, tax returns, operating statement, valuations or other events are due. And you can create letters requesting data, including a description of the most recent information in your files and the requested data. Together with robust data validation and administrative reports, portfolio administration will be easier than ever before.
Extensive, Comprehensive Reporting
Choose from a library of over a hundred reports that
provide comprehensive, flexible reporting. For added flexibility, many reports
allow users to group, sort and filter report contents.
Automatic Report Distribution
Automatically distribute by e-mail any report (or group of reports) to officers
on a scheduled basis (daily, weekly, monthly) to alert them to important information
Borrower and Tenant Exposure
Quickly and easily identify your exposure to a borrower or tenant by selecting
the borrower or tenant to see all the loans with which they are associated.
Loan Migration
Analysis
Capture the historical data needed to develop loan
grade migration matrices, prepare the matrices, and project future grade distributions
at the click of a mouse button.
Portfolio Stress Tests
Apply user-defined stress test values to the entire
portfolio to identify loans that may be at risk, or that are less able to
withstand adverse conditions. Estimate defaults, extensions, losses and loan
loss reserves. Project losses over a 10-year time horizon based on a sophisticated
set of user-specified assumptions.
Loan Covenant Violations
Receive notification of loans that violate their covenants or loans that are
approaching a violation.
Stratification Reports
Use the highly efficient portfolio stratification system to stratify the portfolio
on nearly any field including dollar values, dates, ratios or text items (e.g.,
collateral type or state). For fast reporting, users may select the number
of strata to display and the report will automatically create the break points.
Mark-To-Market
Mark the entire loan portfolio to market for risk management or accounting
purposes according to user defined parameters.
Tickler System
Set the Tickler System to remind you when to update financial statements,
tax returns, operating statements, valuations, insurance, inspections or any
other task. Receive notification before the event is due and after events
are late.
Prepare Letters and Documents
Prepare information request letters and other documents that pull data from
the System so you can avoid entering the same data multiple times.
Document Storage
Store any electronic file in the System such as Excel, Word, PDF, photos or
maps. Avoid the need for a separate document management system to store inspection
reports, collateral photographs, letters, collateral valuations, and many
other documents.
Operating Statement History
Capture and present detailed operating statements
for each property or business. Use a default chart of accounts for each collateral
type or business and then modify it as needed. Display reports showing multi-year
financial statement histories.
Maintain Timely and Accurate Data
Use the built-in data maintenance features to identify stale or inconsistent
data to help you maintain timely and accurate data. Keep important data current
with less effort.
Data Import from Other Systems
Quickly and efficiently import data from accounting and other systems so you
don’t have to enter the information manually.
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